It’s important to check your car insurance status online it gives you complete clarity on your insurance, You need to check your car insurance occasionally because it’s important to know when does policy expires.
We will help you through this article on how to check your car insurance status online, it will keep you updated. Below we have explained all the processes of how to check vehicle insurance status online.
How to Check Car Insurance Validity Online?
Here we will discuss multiple ways to check car insurance status online and become aware of the expiry date. Let’s cover here to check car insurance status online:
- Check your insurance papers: You need to go through all the details of your physical copy of your car insurance. It covers all the details about expiry dates.
- Call customer support: Connect with customer support and discuss with them about car insurance expiry dates.
- Talk to your agent: Calling your insurance agent is one of the easiest methods to discuss car insurance.
- Insurance Information Bureau (IIB) website: Go to the Insurance Information Bureau (IIB) website. You can easily find out the status and expiration date of your car insurance there.
- Parivahan Sewa website: Check the Parivahan Sewa website to see the status of your car insurance.
- VAHAN App: Use the VAHAN App to quickly and efficiently check your car insurance status.
- Regional Transport Office (RTO) website: Explore your Regional Transport Office (RTO) website. It often lets you check your car insurance status.
Why is it Important to Check Car Insurance Status Online?
You need to know more about whether your vehicle has valid insurance or not. According to The Motor Vehicles Act, every vehicle must have at least a Third-party Liability Insurance Plan.
Why Checking your insurance status online is important:
- Timely policy renewal: You need to check your policy on time to avoid any delay in renewal.
- Avoid penalties and fines: policy renewal on time will protect you from getting any penalty.
- Continuous coverage: Regular checking of insurance will always protect you from any financial damage due to accidents.
How to Check My Car Insurance Status Online on Parivahan Sewa?
You need to follow the following steps on the Parivahan Sewa, a website developed by Ministry of Road Transport & Highways,to check the status of your car insurance status online:
Step 1: Visit the official website of “Parivahan Seva”, click on the “Informational Services” tab present in the menu bar, and next select “Know your Vehicle Details” from the drop-down menu.
Step 2: You will be redirected to the “Citizen Login” page. Here you can log into your account with your mobile number or create a new account.
Step 3: Once you log in, fill in your registration number and click on “Search Vehicle”.
Step 4: Now, you can see the details of your car along with its insurance expiry date.
How to Check Car Insurance Status Online on the mParivahan App?
For more easy steps follow the following steps on mParivahan App to check your car insurance details:
- Install the mParivahan app, select your preferred language (English, Hindia and many more languages), and then click on ‘Continue.’
- On the dashboard, please select your car registration number or Driving License number as the verification method
- Enter your details, click ‘Search’ to proceed, and then sign in with your registered mobile number.
- Once signed in, you can view and confirm the validity of your car insurance policy directly through the app.
How to Check Vehicle Insurance Status Online VAHAN?
Let’s discuss another method through VAHAAN Web Portal to check your car insurance status. Follow the below steps:
Step 1: Visit the “Vahan” portal, and click on the “parivahan” tab.
Step 2: On “Parivahan Seva”, find the “Informational Services” tab on the menu bar, and choose “Know your Vehicle Details” from the drop-down menu.
Step 3: Enter your Mobile Number to log in, or “Create a new account”. Once you log in to the portal, enter the registration number of your car.
Step 4: Now, you can find all the details of your vehicle including your car insurance details.
Note: Sometimes there might be a delay in updating car insurance information on the VAHAN portal or the mParivahan app. If you face any issues, you have to wait for around 30 days to reflect the details of your policy on the portal after it has been issued.
Check Vehicle Insurance Status Online on the IIB Portal.
Learn to check your car/vehicle insurance status online on the Information Bureau of India (IIB) portal, through the following steps:
Step 1: Go to the “IIB Portal” and complete the following details vehicle registration number, address, accident date, mobile number, and your name.
Step 2: Click on the “Submit” button to complete the next steps.
Step 3: Once the form is submitted, the portal will display the details of your vehicle insurance status.
How to Check Vehicle Insurance Status Online at the RTO?
You can easily check the four-wheeler insurance on the RTO website (Regional Transport Office). When four-wheeler insurance expires, you can easily check on the Regional Transport Office (RTO) website. Below we have added all the steps:
- First, open the official website of your State’s transport office, and then the next step is to find the “Online Services – For Citizens” option on the website.
- The next step is to select “Vehicle-Related Online Services”, and find the details of the RTO where your car is registered.
- Access the “Status” tab, choose “Know your Vehicle Details”, and provide vehicle information.
- You can see details of your vehicle on the website, including the expiry date of your car insurance policy.
Note: As you know the importance of checking car insurance status online. Therefore, it’s advisable to buy car insurance from the best car insurance companies.
How to Check Car Insurance Status Offline?
To check the status of car insurance you can do it both online as well as offline. For offline we have added a few steps below:
- Visit the RTO: Visit the Regional Transport Office where the vehicle is registered.
- Provide your registration number: Please provide your Vehicle number to the RTO department.
- Get the information: The RTO department will provide all the details for your car insurance policy.
H2: Why Should You Renew Your Car Insurance Policy on Time?
Always renew your car insurance on time because in case your car insurance expires you will face lots of issues, which we have added below:
- No Claims Coverage: If your insurance gets lapsed, your insurer won’t cover any losses or damages to your vehicle. You’ll have to pay for repairs or compensate others on your own, causing potential financial trouble.
- Violation of Motor Laws: In India, it is mandatory to have Car insurance, and you need to have third-party coverage. You have to pay a fine of Rs 2,000 and/ or imprisonment of 6 months.
- Higher Renewal Premium: When your policy is about to end, the insurer keeps you at risk and it may lead high premium renewal. During the renewal process your vehicle undergoes inspection. Your vehicle may also undergo inspection during renewal, revealing increased liabilities that contribute to a higher premium.
- Loss of No Claim Bonus (NCB): NCB works as a discount for every claim-free year, and it saves up to 50%. To get the bonus you need to get renewed within 90 days.
Conclusion
In conclusion, always protect yourself from being paying high renewal premium charges, and risk of getting rejected. If you need any help with your car insurance policy updates regarding renewal or any doubts, you can connect with our team and also check all the processes online or offline.
You can use resources such as the Parivahan Sewa website, the mParivahan app, the VAHAN portal, or reach out directly to your Regional Transport Office (RTO). Always keep in mind to complete your car insurance renewal on time.
FAQs
Can I drive a new car without insurance?
No, it’s illegal to drive without insurance. Get coverage before driving a new car to comply with legal requirements and protect yourself.
How to check which insurance I have?
Review your insurance documents or contact your insurance provider for details on your coverage and policy information.
How to check old insurance policies?
Contact your insurance provider or check online accounts for the policy documents and details.
How to check insurance claims?
Contact your insurance company’s claims department for updates on your claim status and details.
How to check car insurance validity?
You can verify your insurance status by contacting your insurance provider or checking online portals for real-time validity information.
How to find the insurance policy number by vehicle number?
Get your policy number from insurance documents, or contact your insurance provider with your vehicle details for assistance.
How can I check my insurance details in Parivahan?
Visit the Parivahan website and enter your vehicle registration number to access your insurance details.
How to download the insurance copy online?
Log in to your insurance provider’s online portal or app to download and print a copy of your insurance document.
Why is it important to check my vehicle’s insurance status online?
Regular checks ensure continuous coverage, compliance with legal requirements, and renewal to avoid lapses in protection.
What information do I need to check my insurance status online?
Typically, you need your vehicle registration number and policy details to check your insurance status online.
Are there any charges for checking my vehicle’s insurance status online?
No, checking your vehicle’s insurance status online is usually free of charge. Utilize official platforms or contact your insurer.
Can I check the insurance status of any vehicle online?
No, you can typically check the insurance status of a vehicle you own or are authorized to inquire about.
How long does it take to get the insurance status information online?
Information is usually available instantly when checking online, providing immediate confirmation of insurance status.